{"id":11175,"date":"2023-03-29T09:15:00","date_gmt":"2023-03-29T07:15:00","guid":{"rendered":"https:\/\/technews.al\/?p=11175"},"modified":"2023-03-29T09:05:50","modified_gmt":"2023-03-29T07:05:50","slug":"apple-pay-later-lancohet-me-ne-fund","status":"publish","type":"post","link":"https:\/\/technews.al\/?p=11175","title":{"rendered":"Apple Pay Later lan\u00e7ohet m\u00eb n\u00eb fund"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"11175\" class=\"elementor elementor-11175\">\n\t\t\t\t\t\t\t\t\t<section class=\"has-el-gap el-gap-default elementor-section elementor-top-section elementor-element elementor-element-2c688a2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c688a2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4a174b0\" data-id=\"4a174b0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-169bca4 elementor-widget elementor-widget-text-editor\" data-id=\"169bca4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.8.1 - 13-11-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Sh\u00ebrbimi blej tani, paguaj m\u00eb von\u00eb \u00ebsht\u00eb i disponuesh\u00ebm vet\u00ebm n\u00eb iPhone dhe iPad &#8211; dhe jo t\u00eb gjith\u00eb mund ta p\u00ebrdorin ende.<\/p><p>Apple m\u00eb n\u00eb fund po lan\u00e7on Apple Pay Later, marr\u00ebveshja e kompanis\u00eb p\u00ebr biznesin blej tani, paguaj m\u00eb von\u00eb (BNPL). Kompania ka njoftuar se p\u00ebrdoruesit mund t\u00eb p\u00ebrdorin sh\u00ebrbimin p\u00ebr t\u00eb aplikuar p\u00ebr kredi Pay Later prej 50 deri n\u00eb 1000 dollar\u00eb dhe m\u00eb pas t&#8217;i shlyejn\u00eb ato kredi p\u00ebrmes kat\u00ebr pagesave gjat\u00eb gjasht\u00eb jav\u00ebve pa interes ose tarifa.<\/p><p>Apple Pay Later ekziston brenda Apple Wallet dhe supozohet se ju lejon t\u00eb shmangni pages\u00ebn e \u00e7mimit t\u00eb plot\u00eb p\u00ebr nj\u00eb produkt menj\u00ebher\u00eb. Sh\u00ebrbimi, t\u00eb cilin Apple e njoftoi p\u00ebr her\u00eb t\u00eb par\u00eb gjat\u00eb WWDC vitin e kaluar, ka qen\u00eb n\u00eb pun\u00eb p\u00ebr nj\u00eb koh\u00eb t\u00eb gjat\u00eb. Ai duhej t\u00eb debutonte me iOS 16; megjithat\u00eb, Mark Gurman i Bloomberg raportoi n\u00eb shtator se zhvilluesit po luftonin me &#8220;\u00e7\u00ebshtje teknike dhe inxhinierike&#8221;, duke vonuar paraqitjen e tij.<\/p><p>Sipas Apple, p\u00ebrdoruesit mund t\u00eb aplikojn\u00eb p\u00ebr nj\u00eb kredi brenda Portofolit t\u00eb Apple &#8220;pa ndikim n\u00eb kredin\u00eb e tyre&#8221;, por kompania v\u00ebren n\u00eb shtypin e im\u00ebt se historia e huas\u00eb dhe pagesave &#8220;Paguaj m\u00eb von\u00eb&#8221; &#8220;mund t\u00eb raportohet n\u00eb zyrat e kreditit dhe t\u00eb ndikoj\u00eb n\u00eb kredin\u00eb e tyre. .\u201d Pasi t\u00eb miratohet p\u00ebr nj\u00eb kredi, p\u00ebrdoruesit do t\u00eb fillojn\u00eb t\u00eb shohin opsionin Paguaj m\u00eb von\u00eb n\u00eb ark\u00eb n\u00eb aplikacione dhe n\u00eb internet n\u00eb iPhone dhe iPad. Apple thot\u00eb se p\u00ebrdoruesit do t\u00eb jen\u00eb n\u00eb gjendje t\u00eb shikojn\u00eb dhe menaxhojn\u00eb huat\u00eb e tyre brenda aplikacionit Wallet dhe se ata do t\u00eb marrin njoftime kur pagesa t\u00eb jet\u00eb e detyruar.<\/p><p>Megjithat\u00eb, jo t\u00eb gjith\u00eb mund t\u00eb p\u00ebrdorin sh\u00ebrbimin sot. Apple thot\u00eb se p\u00ebrdoruesit &#8220;t\u00eb p\u00ebrzgjedhur rast\u00ebsisht&#8221; do t\u00eb marrin ftesa p\u00ebr t\u00eb marr\u00eb akses t\u00eb hersh\u00ebm n\u00eb Apple Pay Later. Sh\u00ebrbimi \u00ebsht\u00eb i disponuesh\u00ebm vet\u00ebm n\u00eb SHBA dhe p\u00ebr blerjet online dhe brenda aplikacionit n\u00eb iOS 16.4 dhe iPadOS 16.4.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-11179\" src=\"https:\/\/technews.al\/wp-content\/uploads\/2023\/03\/Apple_Pay_Later_hero.webp\" alt=\"\" width=\"640\" height=\"427\" srcset=\"https:\/\/technews.al\/wp-content\/uploads\/2023\/03\/Apple_Pay_Later_hero.webp 640w, https:\/\/technews.al\/wp-content\/uploads\/2023\/03\/Apple_Pay_Later_hero-300x200.webp 300w, https:\/\/technews.al\/wp-content\/uploads\/2023\/03\/Apple_Pay_Later_hero-150x100.webp 150w, https:\/\/technews.al\/wp-content\/uploads\/2023\/03\/Apple_Pay_Later_hero-450x300.webp 450w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/p><p>Apple lan\u00e7oi nj\u00eb kart\u00eb krediti n\u00eb partneritet me Goldman Sachs n\u00eb vitin 2019, por kjo ofert\u00eb BNPL sh\u00ebnon her\u00ebn e par\u00eb q\u00eb Apple po trajton vet\u00eb an\u00ebn financiare t\u00eb gj\u00ebrave. Si\u00e7 v\u00ebrehet nga Apple, programi Pay Later menaxhohet nga nj\u00eb filial i ri, Apple Financing LLC, p\u00ebr t\u00eb cilin kompania thot\u00eb se &#8220;\u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr vler\u00ebsimin e kredis\u00eb dhe huadh\u00ebnien&#8221;. Sidoqoft\u00eb, kompania u b\u00eb partnere me programin BNPL Mastercard Instalments p\u00ebr t\u00eb mund\u00ebsuar Apple Pay Later, nd\u00ebrsa &#8220;Goldman Sachs \u00ebsht\u00eb l\u00ebshuesi i kredencialeve t\u00eb pagesave Mastercard&#8221;. Apple Financing LLC do t\u00eb filloj\u00eb t\u00eb raportoj\u00eb kredit\u00eb Pay Later tek zyrat e kreditit t\u00eb SHBA duke filluar nga vjeshta, thot\u00eb kompania.<\/p><p>Pavar\u00ebsisht p\u00ebrqendrimit t\u00eb Apple n\u00eb &#8220;sh\u00ebndetin financiar&#8221;, sistemet BNPL &#8211; si Klarna, Afterpay dhe Affirm &#8211; jan\u00eb kritikuar n\u00eb t\u00eb kaluar\u00ebn p\u00ebr d\u00ebmtim t\u00eb mundsh\u00ebm t\u00eb klient\u00ebve. Vitin e kaluar, Byroja e Mbrojtjes Financiare t\u00eb Konsumatorit (CFPB) &#8220;identifikoi disa fusha t\u00eb rrezikut t\u00eb d\u00ebmtimit t\u00eb konsumatorit&#8221;, duke p\u00ebrfshir\u00eb mbrojtjen e paq\u00ebndrueshme t\u00eb konsumatorit, nj\u00eb prevalenc\u00eb t\u00eb grumbullimit t\u00eb t\u00eb dh\u00ebnave dhe nj\u00eb rrezik t\u00eb akumulimit debutues, si\u00e7 thot\u00eb BNPL \u00ebsht\u00eb &#8220;inxhinieruar p\u00ebr t\u00eb inkurajuar konsumator\u00ebt. p\u00ebr t\u00eb bler\u00eb m\u00eb shum\u00eb dhe p\u00ebr t\u00eb marr\u00eb hua m\u00eb shum\u00eb.\u201d CFPB hapi nj\u00eb hetim p\u00ebr disa kompani BNPL n\u00eb 2021 dhe vazhdon t\u00eb vler\u00ebsoj\u00eb ndikimin e tyre tek konsumator\u00ebt.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Sh\u00ebrbimi blej tani, paguaj m\u00eb von\u00eb \u00ebsht\u00eb i disponuesh\u00ebm vet\u00ebm n\u00eb iPhone dhe iPad &#8211; dhe jo t\u00eb gjith\u00eb mund ta p\u00ebrdorin ende. Apple m\u00eb n\u00eb fund po lan\u00e7on Apple Pay Later, marr\u00ebveshja e kompanis\u00eb p\u00ebr biznesin blej tani, paguaj m\u00eb von\u00eb (BNPL). Kompania ka njoftuar se p\u00ebrdoruesit mund t\u00eb p\u00ebrdorin sh\u00ebrbimin p\u00ebr t\u00eb aplikuar<\/p>\n","protected":false},"author":4,"featured_media":11176,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38],"tags":[],"class_list":{"0":"post-11175","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tech"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apple Pay Later lan\u00e7ohet m\u00eb n\u00eb fund - Technews.al<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/technews.al\/?p=11175\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apple Pay Later lan\u00e7ohet m\u00eb n\u00eb fund - Technews.al\" \/>\n<meta property=\"og:description\" content=\"Sh\u00ebrbimi blej tani, paguaj m\u00eb von\u00eb \u00ebsht\u00eb i disponuesh\u00ebm vet\u00ebm n\u00eb iPhone dhe iPad &#8211; dhe jo t\u00eb gjith\u00eb mund ta p\u00ebrdorin ende. Apple m\u00eb n\u00eb fund po lan\u00e7on Apple Pay Later, marr\u00ebveshja e kompanis\u00eb p\u00ebr biznesin blej tani, paguaj m\u00eb von\u00eb (BNPL). 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