{"id":24563,"date":"2025-09-08T10:11:18","date_gmt":"2025-09-08T09:11:18","guid":{"rendered":"https:\/\/technews.al\/?p=24563"},"modified":"2025-09-08T10:11:18","modified_gmt":"2025-09-08T09:11:18","slug":"banka-e-shqiperise-pagesat-elektronike-ne-shqiperi-pa-komision-deri-ne-40-mije-leke","status":"publish","type":"post","link":"https:\/\/technews.al\/?p=24563","title":{"rendered":"Banka e Shqip\u00ebris\u00eb: Pagesat elektronike n\u00eb Shqip\u00ebri pa komision deri n\u00eb 40 mij\u00eb lek\u00eb"},"content":{"rendered":"\n<p>Banka e Shqip\u00ebris\u00eb ka miratuar rregulloret e reja p\u00ebr funksionimin e sistemeve t\u00eb pagesave AIPS, AIPS EURO dhe AECH, si dhe p\u00ebr p\u00ebrdorimin e sistemit SWIFT. Ky proces modernizimi reflekton zhvillimet teknologjike m\u00eb t\u00eb fundit dhe nevoj\u00ebn p\u00ebr nj\u00eb kuad\u00ebr rregullator m\u00eb efikas, q\u00eb jo vet\u00ebm garanton funksionimin e pand\u00ebrprer\u00eb t\u00eb sistemeve, por edhe mb\u00ebshtet objektivat e politikave p\u00ebr rritjen e p\u00ebrdorimit t\u00eb pagesave elektronike dhe zgjerimin e p\u00ebrfshirjes financiare.<\/p>\n\n\n\n<p>Nj\u00eb nga element\u00ebt kryesor\u00eb t\u00eb reform\u00ebs \u00ebsht\u00eb ulja e ndjeshme e kostove p\u00ebr qytetar\u00ebt dhe bizneset, duke e b\u00ebr\u00eb p\u00ebrdorimin e kanaleve elektronike m\u00eb t\u00eb leverdish\u00ebm se kurr\u00eb m\u00eb par\u00eb. Konkretisht:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pagesat elektronike deri n\u00eb 40,000 lek\u00eb<\/strong>\u00a0tashm\u00eb kryhen pa asnj\u00eb komision p\u00ebr qytetar\u00ebt.<\/li>\n\n\n\n<li><strong>Pagesat elektronike deri n\u00eb 10 milion\u00eb lek\u00eb<\/strong>\u00a0kan\u00eb p\u00ebsuar ulje t\u00eb komisioneve gati 10 her\u00eb, duke rritur ndjesh\u00ebm p\u00ebrfitimin e p\u00ebrdoruesve t\u00eb sistemit AECH.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pagesat n\u00eb euro<\/strong>\u00a0ofrohen me tarifa minimale dhe p\u00ebrqindje rreth 10 her\u00eb m\u00eb t\u00eb ul\u00ebta, duke krijuar kushte m\u00eb t\u00eb favorshme p\u00ebr transfertat brenda vendit dhe duke harmonizuar gradualisht skem\u00ebn e kostove me transfertat nd\u00ebrkufitare SEPA.<\/li>\n<\/ul>\n\n\n\n<p>Sipas vler\u00ebsimeve, k\u00ebto ndryshime do t\u2019u kursejn\u00eb qytetar\u00ebve dhe ekonomis\u00eb shqiptare rreth&nbsp;<strong>40 milion\u00eb euro n\u00eb vit<\/strong>, duke krijuar baz\u00ebn e nevojshme p\u00ebr integrimin e plot\u00eb n\u00eb sistemin SEPA dhe p\u00ebr zbatimin e projektit&nbsp;<strong>TIPS Clone<\/strong>, q\u00eb do t\u00eb mund\u00ebsoj\u00eb pagesa t\u00eb shpejta dhe moderne n\u00eb koh\u00eb reale.<\/p>\n\n\n\n<p>Nisma e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb ka marr\u00eb vler\u00ebsime pozitive nga partner\u00ebt nd\u00ebrkomb\u00ebtar\u00eb t\u00eb p\u00ebrfshir\u00eb n\u00eb projektet e sistemeve t\u00eb pagesave. Ajo konsiderohet gjithashtu si nj\u00eb model rregullativ i suksessh\u00ebm p\u00ebr bankat qendrore t\u00eb rajonit, n\u00eb drejtim t\u00eb konsolidimit t\u00eb infrastruktur\u00ebs financiare dhe t\u00eb p\u00ebrhapjes s\u00eb pagesave SEPA.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banka e Shqip\u00ebris\u00eb ka miratuar rregulloret e reja p\u00ebr funksionimin e sistemeve t\u00eb pagesave AIPS, AIPS EURO dhe AECH, si dhe p\u00ebr p\u00ebrdorimin e sistemit SWIFT. Ky proces modernizimi reflekton zhvillimet teknologjike m\u00eb t\u00eb fundit dhe nevoj\u00ebn p\u00ebr nj\u00eb kuad\u00ebr rregullator m\u00eb efikas, q\u00eb jo vet\u00ebm garanton funksionimin e pand\u00ebrprer\u00eb t\u00eb sistemeve, por edhe mb\u00ebshtet<\/p>\n","protected":false},"author":4,"featured_media":24565,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38],"tags":[40],"class_list":{"0":"post-24563","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tech","8":"tag-featured"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Banka e Shqip\u00ebris\u00eb: Pagesat elektronike n\u00eb Shqip\u00ebri pa komision deri n\u00eb 40 mij\u00eb lek\u00eb - Technews.al<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/technews.al\/?p=24563\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banka e Shqip\u00ebris\u00eb: Pagesat elektronike n\u00eb Shqip\u00ebri pa komision deri n\u00eb 40 mij\u00eb lek\u00eb - Technews.al\" \/>\n<meta property=\"og:description\" content=\"Banka e Shqip\u00ebris\u00eb ka miratuar rregulloret e reja p\u00ebr funksionimin e sistemeve t\u00eb pagesave AIPS, AIPS EURO dhe AECH, si dhe p\u00ebr p\u00ebrdorimin e sistemit SWIFT. Ky proces modernizimi reflekton zhvillimet teknologjike m\u00eb t\u00eb fundit dhe nevoj\u00ebn p\u00ebr nj\u00eb kuad\u00ebr rregullator m\u00eb efikas, q\u00eb jo vet\u00ebm garanton funksionimin e pand\u00ebrprer\u00eb t\u00eb sistemeve, por edhe mb\u00ebshtet\" \/>\n<meta property=\"og:url\" content=\"https:\/\/technews.al\/?p=24563\" \/>\n<meta property=\"og:site_name\" content=\"Technews.al\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-08T09:11:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/technews.al\/wp-content\/uploads\/2025\/09\/How-Does-Wireless-Credit-Card-Processing-Work-e1626958688858-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tech Expert\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tech Expert\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/technews.al\/?p=24563\",\"url\":\"https:\/\/technews.al\/?p=24563\",\"name\":\"Banka e Shqip\u00ebris\u00eb: Pagesat elektronike n\u00eb Shqip\u00ebri pa komision deri n\u00eb 40 mij\u00eb lek\u00eb - Technews.al\",\"isPartOf\":{\"@id\":\"https:\/\/technews.al\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/technews.al\/?p=24563#primaryimage\"},\"image\":{\"@id\":\"https:\/\/technews.al\/?p=24563#primaryimage\"},\"thumbnailUrl\":\"https:\/\/technews.al\/wp-content\/uploads\/2025\/09\/How-Does-Wireless-Credit-Card-Processing-Work-e1626958688858-1.jpg\",\"datePublished\":\"2025-09-08T09:11:18+00:00\",\"dateModified\":\"2025-09-08T09:11:18+00:00\",\"author\":{\"@id\":\"https:\/\/technews.al\/#\/schema\/person\/0d9ed995a903005f5e36e2bb709a98aa\"},\"breadcrumb\":{\"@id\":\"https:\/\/technews.al\/?p=24563#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/technews.al\/?p=24563\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/technews.al\/?p=24563#primaryimage\",\"url\":\"https:\/\/technews.al\/wp-content\/uploads\/2025\/09\/How-Does-Wireless-Credit-Card-Processing-Work-e1626958688858-1.jpg\",\"contentUrl\":\"https:\/\/technews.al\/wp-content\/uploads\/2025\/09\/How-Does-Wireless-Credit-Card-Processing-Work-e1626958688858-1.jpg\",\"width\":1600,\"height\":900},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/technews.al\/?p=24563#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/technews.al\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Banka e Shqip\u00ebris\u00eb: Pagesat elektronike n\u00eb Shqip\u00ebri pa komision deri n\u00eb 40 mij\u00eb lek\u00eb\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/technews.al\/#website\",\"url\":\"https:\/\/technews.al\/\",\"name\":\"Technews.al\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/technews.al\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/technews.al\/#\/schema\/person\/0d9ed995a903005f5e36e2bb709a98aa\",\"name\":\"Tech Expert\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/technews.al\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/technews.al\/wp-content\/uploads\/2023\/11\/Untitled-design-1-96x96.jpg\",\"contentUrl\":\"https:\/\/technews.al\/wp-content\/uploads\/2023\/11\/Untitled-design-1-96x96.jpg\",\"caption\":\"Tech Expert\"},\"url\":\"https:\/\/technews.al\/?author=4\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Banka e Shqip\u00ebris\u00eb: Pagesat elektronike n\u00eb Shqip\u00ebri pa komision deri n\u00eb 40 mij\u00eb lek\u00eb - Technews.al","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/technews.al\/?p=24563","og_locale":"en_US","og_type":"article","og_title":"Banka e Shqip\u00ebris\u00eb: Pagesat elektronike n\u00eb Shqip\u00ebri pa komision deri n\u00eb 40 mij\u00eb lek\u00eb - Technews.al","og_description":"Banka e Shqip\u00ebris\u00eb ka miratuar rregulloret e reja p\u00ebr funksionimin e sistemeve t\u00eb pagesave AIPS, AIPS EURO dhe AECH, si dhe p\u00ebr p\u00ebrdorimin e sistemit SWIFT. 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